If you already hold existing investments from across the market, we will consider these when advising on you financial plan. In most cases, we’ll include them in our recommendations and if you take advantage of one of our ongoing advice services, we may continue to manage these investments for you as part of your overall financial plan.
When advising on new investments or products, we work with a carefully selected range of providers. We can recommend from a suite of options based on your individual needs and use our scale to secure the investments and products on our panel to get the better rates. This means we do not undertake whole of market research in all product areas as we prefer to specialise in the solutions we believe meet the majority of our clients’ needs. Therefore, as defined by the Financial Conduct Authority, our service is defined as Restricted not Independent.The range of products and services we advise on has been thoroughly vetted and carefully selected to provide suitable options for a variety of circumstances – rest assured we will only recommend a product or investment option if we believe it is suitable for you, and the advice we give you will always be impartial.
The advice we provide is defined as ‘restricted’ by the Financial Conduct Authority as we don’t recommend products from the whole market. For our clients, what this means is that our range of solutions is restricted to a carefully selected panel of products and providers which match the services we offer and from there we work with the client to decide on which solutions are best for them.If a client’s current products/providers/holdings are still right for them we will not change that. The advice we give will always be appropriate to meet their needs, goals and objectives.
A financial planner is a qualified expert who will take the time to understand your personal circumstances and goals, and use that knowledge to design a financial strategy that can adapt to changes in your life.Financial planners have to gain specific qualifications over years of training, and continue to develop their expertise and keep up to date over time.
Our dedicated blog features articles about various issues that might affect your finances, including coverage of government Budget statements and law changes, to looking into trends and market reviews which might affect your investment performance.
You can also find updates on our @abrdn_UK Twitter page, @abrdn Facebook page and @abrdn Linkedin page.Visit our Insights page
Our Stocks and Shares ISA and Personal Portfolio are provided by Standard Life Savings Limited, which is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom, EH2 2LL. It is authorised and regulated by the Financial Conduct Authority under registration number 188796. Standard Life Savings Limited is a wholly owned subsidiary of abrdn plc.
abrdn Financial Planning and Advice Ltd is registered in England (01447544) at Bow Bells House, 1 Bread Street. London, EC4M 9HH and is authorised and regulated by the Financial Conduct Authority.
‘abrdn’ is a trading name used by Cumberland Place Financial Management Limited, which is part of abrdn group (abrdn plc and its subsidiaries). Cumberland Place Financial Management Limited is registered in England (8948895) at Bow Bells House, 1 Bread Street. London, EC4M 9HH and is authorised and regulated by the Financial Conduct Authority.
‘abrdn’ is a trading name used by Fraser Heath Financial Management Limited, which is part of abrdn group (abrdn plc and its subsidiaries). Fraser Heath Financial Management Limited is registered in England (04357058) at Bow Bells House, 1 Bread Street. London, EC4M 9HH and is authorised and regulated by the Financial Conduct Authority. © 2021-22 abrdn, All rights reserved.
Copyright © abrdn plc 2021-22. All rights reserved.
abrdn plc is registered in Scotland (SC286832) at 1 George Street, Edinburgh, EH2 2LL