IFSL CAF ESG Cautious Fund

The aim of the Fund is to increase the value of an investment over a minimum of 5 years through a combination of capital growth - which is profit on investments held, and income received by the Fund - which is money paid out of investments, such as dividends from shares and interest from bonds.

The Fund also aims to deliver, over any rolling 5-year period, an average of at least inflation plus 1.5% per annum. Inflation is measured as the UK Consumer Prices Index for these purposes.

Estimated Income Range: 1.5 - 2.5% per annum

Risk indicator

This indicator aims to give you a measure of the price movement of this share class based on past data. It uses historic returns over the last five years. If five years' data is not available, simulated data based on a representative portfolio is used. Past data may not be a reliable indication of the future risk profile of the Fund. The risk category may change in the future and is not guaranteed. The lowest category does not mean risk free. The value of investments and the income from them may fall as well as rise and you may not get back the amount you originally invested. This Fund has been measured as 4 because its investments have experienced moderate volatility in the past.

Suggested comparator benchmark

ARC Balanced Asset ACI

Created specifically for Charities, the ARC Charity Indices (ACI) are compiled to help charity trustees and their advisers understand their investment portfolio performance in a peer group context. For more information on the ACI, please see ARC Charity Indices (ACI): Asset Risk Consultants.

The Fund is actively managed which means the Investment Manager decides which investments to buy or sell and when. The Investment Manager uses a responsible investment selection process which consists of selecting assets that have a strong focus on Environmental, Social and Governance (“ESG”) considerations along with the potential to grow in value.

Further Detail and Documentation

Key Investor Information Document's (KIID's), prospectus', reports and supplementary sub-fund specific information can be easily accessed and downloaded from CAF's profile on the IFSL Fund Services website. Here you can also access application forms and charges and costs documents.

If you have any further questions about this specific fund please complete our online enquiry form and a member of our team will be in contact.

IFSL CAF ESG Income & Growth Fund

The aim of the Fund is to increase the value of an investment over a minimum of 5 years through a combination of capital growth - which is profit on investments held, and income received by the Fund - which is money paid out of investments, such as dividends from shares and interest from bonds.

The Fund also aims to deliver, over any rolling 5-year period, an average of at least inflation plus 3% per annum. Inflation is measured as the UK Consumer Prices Index for these purposes.

Estimated Income Range: 3 – 4% per annum

Risk indicator

This indicator aims to give you a measure of the price movement of this share class based on past data. It uses historic returns over the last five years. If five years' data is not available, simulated data based on a representative portfolio is used. Past data may not be a reliable indication of the future risk profile of the Fund. The risk category may change in the future and is not guaranteed. The lowest category does not mean risk free. The value of investments and the income from them may fall as well as rise and you may not get back the amount you originally invested. This Fund has been measured as 4 because its investments have experienced moderate volatility in the past.

Suggested comparator benchmark

ARC Sterling Steady Growth ACI

Created specifically for Charities, the ARC Charity Indices (ACI) are compiled to help charity trustees and their advisers understand their investment portfolio performance in a peer group context. For more information on the ACI, please see ARC Charity Indices (ACI): Asset Risk Consultants.

The Fund is actively managed which means the Investment Manager decides which investments to buy or sell and when. The Investment Manager uses a responsible investment selection process which consists of selecting assets that have a strong focus on Environmental, Social and Governance (“ESG”) considerations along with the potential to grow in value.

 

The Fund will have exposure to ESG focused investments through a broad range of asset classes and investments across different industries and geographical regions, however not all asset classes may be held at all times.

This will include:

  • Between 40% and 70% in shares of companies.
  • Between 10% and 40% in bonds.
  • Up to 20% in investment trusts providing exposure to alternative assets such as, property and infrastructure

Further Detail and Documentation

Key Investor Information Document's (KIID's), prospectus', reports and supplementary sub-fund specific information can be easily accessed and downloaded from CAF's profile on the IFSL Fund Services website. Here you can also access application forms and charges and costs documents.

If you have any further questions about this specific fund please complete our online enquiry form and a member of our team will be in contact.

IFSL CAF ESG Growth Fund

The aim of the Fund is to increase the value of an investment over a minimum of 5 years through a combination of capital growth - which is profit on investments held, and income received by the Fund - which is money paid out of investments, such as dividends from shares and interest from bonds.

The Fund also aims to deliver, over any rolling 5-year period, an average of at least inflation plus 4% per annum. Inflation is measured as the UK Consumer Prices Index for these purposes

Estimated Income Range: 1.5 – 2.5% per annum

Risk indicator

This indicator aims to give you a measure of the price movement of this share class based on past data. It uses historic returns over the last five years. If five years' data is not available, simulated data based on a representative portfolio is used. Past data may not be a reliable indication of the future risk profile of the Fund. The risk category may change in the future and is not guaranteed. The lowest category does not mean risk free. The value of investments and the income from them may fall as well as rise and you may not get back the amount you originally invested. This Fund has been measured as 5 because its investments have experienced high volatility in the past.

Suggested comparator benchmark

ARC Sterling Steady Growth ACI

Created specifically for Charities, the ARC Charity Indices (ACI) are compiled to help charity trustees and their advisers understand their investment portfolio performance in a peer group context. For more information on the ACI, please see ARC Charity Indices (ACI): Asset Risk Consultants.

The Fund is actively managed which means the Investment Manager decides which investments to buy or sell and when. The Investment Manager uses a responsible investment selection process which consists of selecting assets that have a strong focus on Environmental, Social and Governance (“ESG”) considerations along with the potential to grow in value.

 

The Fund will have exposure to ESG focused investments through a broad range of asset classes and investments across different industries and geographical regions, however not all asset classes may be held at all times.

This will include:

  • Between 55% and 85% in shares of companies.
  • Between 5% and 25% in bonds.
  • Up to 20% in investment trusts providing exposure to alternative assets such as, property and infrastructure

Further Detail and Documentation

Key Investor Information Document's (KIID's), prospectus', reports and supplementary sub-fund specific information can be easily accessed and downloaded from CAF's profile on the IFSL Fund Services website. Here you can also access application forms and charges and costs documents.

If you have any further questions about this specific fund please complete our online enquiry form and a member of our team will be in contact.

The Fund will be exposed to stock markets and market conditions can change rapidly. Prices can move irrationally and be affected unpredictably by diverse factors, including political and economic events.

The Fund has exposure to bonds, the prices of which will be impacted by factors including; changes in interest rates, inflation expectations and perceived credit quality. When interest rates rise, bond values generally fall. This risk is generally greater for longer term bonds and for bonds with perceived lower credit quality.

The Fund will invest in securities which are not fund currency based. Changes in exchange rates will therefore affect the value of your investment.

Risks which are not adequately captured by the risk indicator include:

The Fund has an ESG focus which may limit or exclude the Fund’s exposure to companies, industries, or sectors as part of the Investment Manager’s responsible investment selection process. This may impact the Fund’s investment performance compared to other funds and may differ from an investor’s own view of responsible ESG selection.

The Fund may be vulnerable to factors that particularly affect the infrastructure sector, for example natural disasters, operational disruption and national and local environmental laws.

In certain market conditions some assets may be less predictable than usual. This may make it harder to sell at a desired price and/or In a timely manner. In extreme market conditions redemptions in the underlying funds or the Funds themselves may be deferred or suspended.

The insolvency of any institution providing services, such as safekeeping of assets or holding investments with returns linked to financial contracts (known as derivatives), may expose the Funds to financial loss.

The Fund may enter into various financial contracts (known as derivatives) in an attempt to protect the value of the Fund’s assets or to reduce the costs of investing, although this may not be achieved.

All or part of the fees and expenses may be charged to the capital of the Funds rather than being deducted from income. Future capital growth may be constrained as a result of this.

A more detailed description of the risks that apply to these Funds can be found in the Fund’s prospectus. Please visit the IFSL Fund Services Website.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450. CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered in England and Wales under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

abrdn Capital Limited, registered in Scotland (SC317950) at 1 George Street, Edinburgh EH2 2LL. abrdn Capital Limited is authorised and regulated by the Financial Conduct Authority.

Investment Fund Services Limited (IFSL) is the Authorised Corporate Director (ACD) for the IFSL CAF Investment Funds. IFSL is registered in England No 06110770 and is authorised and regulated by the Financial Conduct Authority. Registered office: Marlborough House, 59 Chorley New Road, Bolton, BL14QP.