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How our service works

Your pensions sorted for you, a financial plan for your retirement and your income automatically paid to you when you’re ready. See how our retirement advice service can help make sense of your future.

3 steps to get your retirement sorted

Step 1: Explore what you want

Your personal financial adviser will help you:

  • understand your options
  • show how your choices could affect your retirement
  • help you make the big decisions, like deciding when to retire

They’ll show how you can use your pension, and other savings and investments to meet your retirement goals, how long your money could last and how it can cope with the unexpected.

Step 2: Get your retirement set up

From how to fund big purchases, to which pension and investment choices are best for you, your adviser will recommend the best approach for you.

They’ll do the legwork to get your retirement plan in place. Like bringing your pensions together or paying you an income from the money they’re managing for you.

Step 3: Keep your retirement on track

Your adviser will regularly review your plan to make sure you stay on course for the retirement you want, even as life changes.

And if your goals or circumstances change, they’re there to support and advise to help you get what you want from retirement.

Did you know?

Your financial adviser will contact your current pension providers so you don’t have to.

Did you know?

Your adviser will check if you’d benefit from moving your pensions into one place – and if so, they’ll do it all for you.

Getting started

Download your free retirement planning guide

Find out your retirement income in 5 minutes

Get help from a retirement expert

Join the 25,000+ we've helped with retirement

"Lovely call, friendly, informative and easy to understand."


"Prompt, secure, factual, thank you team abrdn.” 

Kieran and emma

“Straightforward honest advice. Actually interested in me making the right decisions.” 


“Very honest, transparent and professional discussion.”


Our latest awards

Defaqto rating

Rated in 2022

We’re delighted that all the improvements we’ve made over the past year to the service, digital content and support we offer our customers have been recognised with a 5 Star Rating by independent ratings agency Defaqto.

Rated in 2022

Holly Mackay

CEO and Founder – Boring Money Digital Advice Group

“Peace of mind for 50+ customers planning for retirement who want some advice and someone to tell them what to do – without paying over the odds or getting anything too fancy.”

Holly Mackay

CEO and Founder – Boring Money Digital Advice Group