At abrdn we understand that every business is different and so are every one of your clients. That’s why we offer two highly rated platforms to suit both your and your clients’ needs, both with an A rating from AKG.
Our powerful Wrap platform can support advisers and clients of any size
Find out how our Elevate platform can help you deliver high-quality advice at scale
Our literature library is full of useful product guides, technical information, forms and resources to help you explain our solutions clearly
Our news and insights pages feature regular platform news, industry and product updates, and useful fund change information. You will also find technical support with products, CPD learning modules and more.
If you need support with any of our services, you can often find the answers in our help pages. You'll also find tools and literature to help you look after your clients
This field is required
Learn more about what our platforms can offer you and your clients
Find out how the abrdn group can help with your investment proposition
How we can support your business
Explore our Wrap, Elevate or Fundzone platforms
Get information about Wrap products and how they can help your clients
Find everything you need to know about the investment solutions available on Wrap
Offering our best ever value and an innovative Drawdown Price Lock
Useful tools to help you manage clients and keep them on the right path
Get information about Elevate products and how they can help your clients
Find everything you need to know about the investment solutions available on Elevate
We pride ourselves on a clear and easy to understand pricing structure
Useful tools to help you manage Elevate clients and keep them on the right path
Up to date platform, market and industry news
Useful insights and support to help your business
Information and insights around key industry changes
CPD learning modules and events to help grow your business
Find the best way to speak with us about a range of topics
Get answers to a range of product and service related questions
Individual protection allows savers to keep a higher, protected allowance based on the value of their pension savings when the lifetime allowance was reduced in both 2014 and 2016.
Advisers need to understand the extra protection offered by both version of individual protection and how they can form part of tax efficient planning for clients potentially impacted by the LTA.
This module should take around 30 minutes to complete. Once you have completed all the sections there is a short self-assessment quiz to check what you have learned and a CPD certificate for up to 30 minutes can be claimed.
On completion of this module you should be able to:
This module explains what the different versions of individual protection offer, the criteria to be met to keep a higher allowance and what actions can result in protection being lost.
CPD minutes: 30
Which of the following clients would qualify for individual protection 2016?
When Clive was applying for individual protection 2014, he needed to include a value of benefits he had crystallised in June 2010 (when the LTA was £1.8M). If the amount he previously crystallised was £724,500 – what value should he have used for IP14?
Which of these events would trigger the loss or recalculation of individual protection?
Which of the following clients would qualify for individual protection 2016?
When Clive was applying for individual protection 2014, he needed to include a value of benefits he had crystallised in June 2010 (when the LTA was £1.8M). If the amount he previously crystallised was £724,500 – what value should he have used for IP14?
Which of these events would trigger the loss or recalculation of individual protection?