Estate planning is all about ensuring that family wealth passes into the right hands at the right time, with minimum liability to inheritance tax. We not only offer effective estate planning solutions but also expert guidance and support that helps you to make the right decisions for your clients.
We offer a range of estate planning solutions that support the Wrap Onshore Bond and Wrap International Portfolio Bond. These are provided by Standard Life Assurance Limited, part of the Phoenix Group.
Through both Wrap and Elevate we offer access to a range of different trust options.
This placemat highlights how IHT can be an issue for clients and a range of solutions from abrdn that may mitigate this.
Look at our guide to establish which trust solution may work best for your client.
You should consider if your client’s current pension allows pension wealth to be passed to nominated individuals in a tax efficient way or is the only option available on death an annuity or a lump sum which would immediately form part of the beneficiary’s estate. Pensions that don’t offer your clients the range of death benefit options they might require can be transferred to our Wrap Self Invested Personal Pension and Elevate Pension Investment Account which offer a full range of death benefit options to ensure wealth can be passed down generations in a tax efficient way.
You should consider if your client’s current pension allows pension wealth to be passed to nominated individuals in a tax efficient way or is the only option available on death an annuity or a lump sum which would immediately form part of the beneficiary’s estate. Pensions that don’t offer your clients the range of death benefit options they might require can be transferred to our Wrap Self Invested Personal Pension and Elevate Pension Investment Account which offer a full range of death benefit options to ensure wealth can be passed down generations in a tax efficient way.