The value of investments can go down as well as up, and your clients could get back less than they paid in. Laws and tax rules may change. Tax treatment will depend on individual circumstances, including where your clients live in the UK. This information is based on our understanding at September 2021.

Benefits of Individually Managed Accounts

At abrdn we understand that you treat all your clients as individuals. But creating individual investment outcomes can be time consuming and costly.

Through Individually Managed Accounts (IMA), financial planners and discretionary managers can now create individual client outcomes at scale, without expensive manual interventions.


Improved client outcomes

  • Multi-goal, multi-tax wrapper financial plans for pre and post retirement needs
  • Maximise tax allowances and minimise tax liability through CGT strategy, auto-ISA allowance, asset ranking across ISA and GIA and integrated tax wrapper withdrawal plan
  • Take account of client-led investment restrictions and exclusions
  • Transparent charges with the option for ‘pay as you go’ investment fees

Increased efficiency and scale

  • Automated processes reduces manual intervention, enabling you to cater to individual client needs at scale
  • Retain control of client relationship and financial planning with on platform mandates
  • Consolidated valuation and performance reporting
Adviser platforms

Reduce risk

  • Create capacity by servicing the individual needs of all client segments from a single platform proposition
  • Segregated access and user interface for investment professionals
  • Use a single proposition view for custody, trading, settlement, CASS and regulatory disclosures and reporting on platform

What’s next?

If you think Individually Managed Accounts could be right for you and your clients, please get in touch with your usual abrdn contact to discuss further.

If you don’t currently have an aligned abrdn contact, please call 0345 272 6622 to arrange a call back. Call charges can vary.

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Want to find out more?

If you’re new to abrdn or unsure who your aligned contact is, get in touch with our Business Development team.


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