If you already hold existing investments from across the market, we will consider these when advising on you financial plan. In most cases, we’ll include them in our recommendations and if you take advantage of one of our ongoing advice services, we may continue to manage these investments for you as part of your overall financial plan.
When advising on new investments or products, we work with a carefully selected range of providers. We can recommend from a suite of options based on your individual needs and use our scale to secure the investments and products on our panel to get the better rates. This means we do not undertake whole of market research in all product areas as we prefer to specialise in the solutions we believe meet the majority of our clients’ needs. Therefore, as defined by the Financial Conduct Authority, our service is defined as Restricted not Independent.
The range of products and services we advise on has been thoroughly vetted and carefully selected to provide suitable options for a variety of circumstances – rest assured we will only recommend a product or investment option if we believe it is suitable for you, and the advice we give you will always be impartial.