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IMPORTANT INFORMATION

The information provided herein is designed for institutional investors, consultants, and investment professionals and is published for informational purposes only. In particular, the information is directed at only informing persons falling within these categories of the investment strategies and opportunities offered by Aberdeen Standard Investments (ASI). Additional information is available upon request. Individuals who do not fall into one of these categories should not act upon the information provided via this site. Material and information provided herein is not intended for retail investors and/or distribution to the general public in any jurisdiction. All information contained is provided in good faith and is believed to be accurate and reliable at the time of compilation but ASI does not warrant its completeness or accuracy. Opinions and estimates constitute our judgment and ASI reserves the right to make changes and corrections to its opinions expressed via this website at any time, without notice.

Past performance is not indicative of future results. The material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The views and opinions expressed are provided for general information purposes only, and do not constitute specific tax, legal, or investment advice to, or recommendations for, any person. This site does not provide financial or investment advice and does not take into account the particular financial circumstances of an investor. As such, neither ASI nor any of its agents have given any consideration to nor have they made any investigation of the investment objectives, financial situation or particular need of any specific person or group of persons. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of the reader, any person or group of persons acting on any information, opinion or estimate contained provided herein. The information discussed may not be suitable for all investors; if you have any doubts you should consider, if appropriate, obtaining independent professional advice regarding your specific situation. The material is not intended to provide, and should not be relied on for, accounting, legal or tax advice or investment recommendations. You should consult your tax or legal advisor about the issues discussed herein.

ASI offers a variety of products and services intended solely for investors from certain countries or regions. ASI does not offer these products or services outside their intended countries or regions. Your country of legal residence will determine the products or services that will be available to you. Persons residing outside the United States are invited to visit the Standard Life Aberdeen's website for more information about products and services available to non-U.S. investors. None of the information provided herein should be considered a solicitation or offering for sale of any investment product or service to any person in any jurisdiction where such solicitation or offer would be unlawful. No representation is given that the securities, products, or services discussed on, or accessible through, this website are suitable for any particular investor.

Aberdeen Standard Investments is a brand of the investment businesses of Standard Life Aberdeen plc, its affiliates and subsidiaries. In the United States, Aberdeen Standard Investments is the marketing name for the following affiliated, registered investment advisers: Aberdeen Standard Investments Inc., Aberdeen Asset Managers Ltd., Aberdeen Standard Investments Australia Ltd., Aberdeen Standard Investments (Asia) Ltd., Aberdeen Capital Management, LLC, Aberdeen Standard Investments ETFs Advisors LLC and Standard Life Investments (Corporate Funds) Ltd.

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The information on this website is not an offer to invest or deal in any of the investments, funds or products described. You shouldn’t regard it as tax, legal or investment advice or as a recommendation that any of the investments, funds or products described are right for an investor.

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abrdn is dedicated to helping investors around the world reach their desired investment goals and broaden their financial horizons.

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We provide investment products and solutions to our clients across the world. Our breadth of investment capabilities is extensive and among the most innovative within the market.

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Risk warning - Investment involves risk. The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested. Past performance is not a guide to future results.

All material presented is compiled from sources believed to be reliable and current, but accuracy cannot be guaranteed. This is not to be construed as an offer to buy or sell any financial instruments. It is not our intention to state, indicate or imply in any manner that current or past results are indicative of future profitability or expectations. As with all investments there are associated inherent risks. Please obtain and review all financial material carefully before investing.

abrdn offers a variety of products and services intended solely for investors from certain countries or regions. abrdn does not offer these products or services outside their intended countries or regions. Your country of legal residence will determine the products or services that will be available to you. Nothing on this website should be considered a solicitation or offering for sale of any investment product or service to any person in any jurisdiction where such solicitation or offer would be unlawful.

Persons residing outside the United States are invited to visit our global website for more information about products and services available to non-U.S. investors.

Alternative investments involve specific risks that may be greater than those associated with traditional investments; are not suitable for all clients; and intended for experienced and sophisticated investors who meet specific suitability requirements and are willing to bear the high economic risks of the investment. Investments of this type may engage in speculative investment practices; carry additional risk of loss, including possibility of partial or total loss of invested capital, due to the nature and volatility of the underlying investments; and are generally considered to be illiquid due to restrictive repurchase procedures. These investments may also involve different regulatory and reporting requirements, complex tax structures, and delays in distributing important tax information.

Diversification does not ensure a profit or protect against a loss in a declining market.

Among the risks presented by private equity investing are substantial commitment requirements, credit risk, lack of liquidity, fees associated with investing, lack of control over investments and or governance, investment risks, leverage and tax considerations. Private equity investments can also be affected by environmental conditions / events, political and economic developments, taxes and other government regulations

Property investments may carry additional risk of loss due to the nature and volatility of the underlying investments and may not be available for investment by investors unless the investor meets certain regulatory requirements. In considering the prior performance information contained herein, potential investors should bear in mind that past performance is not necessarily indicative of future results, and there can be no assurance that such investments will achieve comparable results.

UNITED STATES RESIDENTS

The purpose of this website is to provide general information about the US-registered investment advisers which are part of abrdn, and the strategies they manage. The information provided is not intended as an offer or solicitation for the purchase or sale of any financial instrument.

Past performance is not indicative of future results, and there can be no guarantee as to the accuracy of market forecasts. Opinions, estimates, and forecasts may be changed without notice. This site does not provide financial or investment advice and does not take into account the particular financial circumstances of individual investors. Before investing, investors should seek their own professional advice. The views and opinions expressed are provided for general information only, and do not constitute specific tax, legal, or investment advice to, or recommendations for, any person. We suggest that you consult your financial or tax advisor, accountant, or attorney with regard to your specific situation.

In the United States, abrdn is the marketing name for the following affiliated, registered investment advisers: abrdn Inc., Aberdeen Asset Managers Ltd., abrdn Australia Limited, abrdn Asia Limited, Aberdeen Capital Management, LLC, abrdn ETFs Advisors LLC and Aberdeen Standard Alternative Funds Limited.

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The information contained in this website does not constitute an offer of, or an invitation to apply for securities in any jurisdiction where such an offer or invitation is unlawful, or in which the person making such an offer is not qualified to do so.

As a convenience to our users, some of the documents on this website may contain links to information created and maintained by other, unaffiliated organizations. abrdn does not control, cannot guarantee, and is not responsible for the accuracy, timeliness, or even the continued availability or existence of this outside information.

There are important legal and regulatory restrictions which you were advised to read before proceeding. By reviewing this information, you are representing that you have understood and accepted the restrictions and terms herein.

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IMPORTANT INFORMATION

Municipal Bonds

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Commodities: Common materials, uncommon opportunities