MyPortfolio fund range
A multi-asset investment solution designed to meet your clients’ needs and long-term investment goals.
Choice and flexibility
The fund range offers different investment styles and up to five risk levels. Rated by the major risk agencies. Catering to all your individual client needs and preferences.
Adviser support
MyPortfolio fund ranges
With MyPortfolio, you can choose from a number of different investment styles For a full explanation of risks and the overall risk profile of these funds and the shareclasses within it, please refer to the Key Investor Information Documents and Prospectus. Please note that the number contained in the fund name is not related to the synthetic risk and reward indicator contained in the Key Investor Information document.
MyPortfolio Index
5 portfolios investing primarily in index tracker funds managed by abrdn (lowest-cost option).
MyPortfolio Index Plus
5 portfolios that utilise enhanced index strategies and some carefully selected abrdn actively managed funds in addition to index trackers.
MyPortfolio Select
5 portfolios investing in traditional and alternative asset classes. Optimally combine index tracker, enhanced index and carefully selected best-of market active funds.
Choice of risk level
There are five MyPortfolio risk levels for each of the ranges, providing ample choice to meet the risk preferences for your clients, in a simple-to-understand format.
Portfolio I
The portfolio aims to generate growth over the longer term while being managed to a level of risk, rather than a level of return. It aims to deliver modest or relatively stable levels of return over the longer term with some short term periods of fluctuation in value.
Portfolio II
The portfolio aims to generate growth over the longer term while being managed to a level of risk, rather than a level of return. It aims to deliver a moderate level of return over the longer term with relatively modest yet frequent fluctuations in value.
Portfolio III
The portfolio aims to generate growth over the longer term while being managed to a level of risk, rather than a level of return. It aims to deliver a reasonable level of return over the longer term with relatively high and frequent fluctuations in value.
Portfolio IV
The portfolio aims to generate growth over the longer term while being managed to a level of risk, rather than a level of return. It aims to deliver a relatively high level of return over the longer term but clients should be prepared to accept significant fluctuations in value that may result in sustained periods of negative performance.
Portfolio V
The portfolio aims to provide growth over the longer term while being managed to a level of risk, rather than a level of return. It aims to deliver a high level of return over the longer term but clients should be prepared to accept fluctuations in value of similar size and frequency to those experienced by equity markets. This may mean sustained periods of negative performance.
Our Investment Process
1. Strategic asset allocation
This process helps us build the most efficient long-term asset allocation mix that we expect to generate the highest returns for each level of risk. We seek to create the most efficient mix of assets that will help deliver the best possible return for each risk level. In doing so, we work closely with Moody's Analytics, world-leading experts in risk modelling solutions. This process helps us build the most efficient long-term asset allocation mix that we expect to generate the highest returns for each level of risk.
2. Fund selection and portfolio construction
Choosing the right funds to fill the asset class buckets and optimally blending those funds. Next, we select the best blend of individual funds that go into each MyPortfolio solution. In doing so, we narrow down the available fund range to find funds that we believe have the best return potential while meeting our strict selection criteria. We then assess each fund to identify the potential for delivering the best risk adjusted returns.
3. Rebalancing and review
The final step in our process is to ensure the MyPortfolio range continues to deliver the right risk and return outcomes for investors. To achieve this, we regularly rebalance all portfolios and review them to ensure they are meeting the right risk and return outcomes for investors. This involves checking that each portfolio has the optimal mix of assets for its risk level and remains aligned to client needs. We make any necessary changes as quickly and cost-efficiently as possible.
We also operate a comprehensive investment risk and governance process to audit decision making, ensuring the investment team adhere to the MyPortfolio investment guidelines and deliver risk and return in line with expectations.