Which investment option is right for you?

New to investing, or want a quick and simple way to invest? Then our easy option may be for you.

If you prefer to be more hands-on, and pick and manage your own investment portfolio, our DIY option is likely to be the route to go down

The easy investment option

Investing couldn’t be simpler with this option. There are five funds, called the MyFolio Index Funds, each with a different risk level. All you need to do is decide how much risk you’re comfortable taking:

  • MyFolio Index I Fund – lower risk
  • MyFolio Index II Fund – lower to medium risk
  • MyFolio Index III Fund – medium risk
  • MyFolio Index IV Fund – medium to higher risk
  • MyFolio Index V Fund – higher risk

abrdn’s investment experts will then manage the fund for you, with the aim of achieving the best possible returns for that level of risk. What's more, the MyFolio Index Funds have a 5 Star Diamond Rating by Defaqto, illustrating the quality and performance of the range. You can find more information about the funds, including past performance, in the fund factsheets here. Past performance is not a guide to future performance.

Rated in 2022

  • Certificate

    Defaqto 5 Diamond rated funds

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    Competitively priced

  • Board

    Managed by experts

What is a fund?

A fund is where your money is pooled with other investors’ money, and a professional fund manager invests it on your behalf. They’re also responsible for all the ongoing decisions about where to invest and how to manage it.

More about the MyFolio Index Funds

The funds invest mainly in what are known as tracker, index-tracking or passive funds. 

Most funds have a benchmark, such as a financial index like the FTSE® All Share Index, which the fund manager uses to assess how the fund is performing or what it will invest in. Tracker funds aim to follow the movements of that benchmark.  

When deciding which funds to invest in, abrdn’s investment experts will make sure they cover a mix of different types of investments from around the world (also known as asset classes). Investments such as cash and bonds are generally seen as less risky, while investments such as shares are generally considered more risky.

As you move up the risk levels, from I to V, the funds will have a higher proportion in more risky investments.

Find out more about the funds

Why invest with abrdn?

Our investment business has been managing investments for individuals, companies and institutions across the world for nearly 40 years. It currently manages £465.3 billion* in assets.

Our fees and charges

If you decide to invest in our easy option, you’ll pay a competitive fund charge of 0.20% a year, or £2 for every £1,000 invested.

Find out more

The DIY investment option

With this, you can choose from thousands of funds from across the market, covering different fund managers, asset classes, regions and investment styles.

If you want to either pick your own funds or build your own investment portfolio, this may be the option for you.

You’ll need to make sure that your investment choices are appropriate for how much risk you’re comfortable taking. And you’ll need to take the time to regularly review your investments to make sure they continue to meet your goals and remain in line with your attitude to risk.

  • Investments

    Choose from thousands of funds

  • Clipboard pictogram

    Build your own investment portfolio

  • Personal

    Complete control over your investments

Explore fund options

There are more than 3,000 mutual funds on our platform. Download our regularly update list to see which funds are available.

Mutual funds list

The value of your investments can go down as well as up, and you may get back less than you paid in.

*As at 30 June 2021.